Terms and Conditions

Last updated: 12 November 2026

These terms govern your use of bankloan.org.in, the website of S & P Bank Loan Services (“we”, “us”). By using the website you agree to them. If you do not agree, please do not use the website.

Use of the website

You may use this website for lawful purposes only. You agree not to misuse it, attempt to gain unauthorised access to it, interfere with its operation or copy its content in bulk by automated means without our written permission.

Information on this website

The articles, guides and tools on this website are provided for general information. They are not financial, legal or tax advice and should not be relied upon as a substitute for advice specific to your circumstances. Please read our Disclaimer, which forms part of these terms.

No guarantee of a loan

Using this website or contacting us does not create an obligation on us to provide any service, and does not guarantee that any loan will be sanctioned. Decisions on sanction, loan amount, interest rate and terms are taken solely by the bank or non-banking financial company concerned.

EMI calculator

The EMI calculator gives estimates based on the figures you enter. Actual instalments depend on the lender’s sanctioned terms, fees and charges, and may differ.

Intellectual property

The content of this website, including text, design, logo and images, belongs to us or is used with permission. You may view and print pages for personal use. Any other reproduction or distribution requires our prior written consent.

Links to other websites

This website contains links to other websites for convenience. We do not control those websites and are not responsible for their content, accuracy or practices.

Limitation of liability

To the extent permitted by law, we are not liable for any loss or damage arising from the use of, or reliance on, this website or its content, or from any interruption or error in the website.

Privacy

Our handling of personal information is described in our Privacy Policy.

Changes

We may revise these terms at any time. The revised terms apply from the date shown at the top of this page.

Governing law and jurisdiction

These terms are governed by the laws of India. The courts at Chennai, Tamil Nadu, have exclusive jurisdiction over any dispute arising from them or from the use of this website.

Contact

S & P Bank Loan Services 8/13, I Floor, Bharathi Salai, West Mogappair, Chennai, Tamil Nadu, India – 600037 Email: bankloan.org.in@gmail.com